Before you start shopping for a home, ask these questions (and sub-questions) to make sure you’re on the right track to homeownership.

 

 

     

     

    • What do I want?

      • Walkability?

      • Schools?

      • Gyms, yoga, swimming, good restaurants?

      • Cultural or sports centers?

      • Crime rate?

      • Commute?

         

      • Type of house?

        • Single-family? Townhome? 

        • Bed and bath count? Kitchen size?

        • Yard and outdoor amenities?

           

    • What can I afford?

      • How much income do I have?

      • What are my expenses?

      • What will taxes be?

      • What will insurance look like?

      • What’s the current mortgage interest rate?

         

    • Am I financially prepared?

      • How’s my credit?

      • How much do I have saved?

        • For a down payment?

        • For closing costs?

        • For repairs or other issues?

           

    • How do I make the best bid possible?

      • What’s a fair price to offer?

      • Should I go above or below asking price?

      • What contingencies should I request?

      • What perks can I add to make my offer better?